Please login/register to apply for this job.
12 Jul 2018

Full-time Credit Risk Officer at Addosser Microfinance Bank Limited

Nigeria Job bucket Staff Anywhere

Job Description

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

The Job : Credit Risk Officer

Job Status: Full Time Job,Graduate/Exp

Remuneration: Attractive,

Location: Nigeria

Job Profile

 

  • Evaluate customers’ loan applications in line with the bank’s credit policy.
  • Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
  • Has relevant experience in analyzing consumer and SME loans.
  • Organization of credit committee.
  • Portfolio management & reporting.
  • Create innovative credit evaluation processes and systems.
  • Evaluate clients for credit worthiness based our internal risk models & their application information.
  • Weed out fraudulent applications, and unreliable applicants.
  • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
  • Continuously ensure alignment/compliance to the credit risk management framework.
  • Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
  • Preparation of statutory reports.

Relevant Skills, Qualification, Attributes & Experience

  • A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
  • Minimum of 3 years banking experience.
  • Good knowledge of accounting and relevant lending ratios.
  • Experience in SME & consumer lending.
  • Analytical skills
  • Good communications.
  • Good reporting skills.

How To Apply

Applicants should send their Applications and CV’s to: [email protected]

Register&upload resume via apply online

Already registered,Login, click apply online, submit resume to apply for this position

{social-facebook-like}

Job Categories: Accounting Jobs In Nigeria and Banking Jobs In Nigeria. Job Types: Full-time. Job Tags: Addosser Microfinance Bank Limited jobs and Credit & Risk Officer jobs. Salaries: N100000 - N200000 and N50,000-N100,000.

Endless.

Apply for this Job